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HSBC Liquid Fund - Growth

HSBC Liquid Fund - Growth

Debt: Liquid Open Ended Scheme

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NAV

₹ 3760.057 ₹ 0.6 (0.02 %)

as on 04-07-2025

Asset Size (AUM)

18,232.56 Cr

Launch Date

Dec 04, 2002

Invest in this scheme

Investment Objective

To provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through a portfolio of money market and debt securities. However, there can be no assurance that the Scheme objective can be realised.

Minimum Investment 10000.0

Minimum Top-up 1000.0

Investment Returns Since Launch in Dec 04, 2002

6.44

3 M

6 M

1 Y

3 Y

10 Y

Inception

Sharp Ratio

-0.4 %

Expense Ratio

0.21%

Volatility

0.59 %

Fund House

HSBC Mutual Fund

Fund Manager

FM 1 - Abhishek Iyer , FM 2 - Mahesh Chhabria

Overview
Fund performance
Performance
Returns calculator
Peer comparison
Portfolio analysis

Key Features

Scheme description

This fund has lowest risk compared to any other debt funds. It invests in debt and money market securities having maturity of upto 91 days only and is suitable for investors with lowest risk profile having investment horizon of few days to few weeks.

Minimum Purchase Application Amount

Rs. 10000.0 (plus in multiples of Rs. 1000.0)

Entry Load

Not applicable

Exit Load

Exit Load : Following exit load shall be applicable for investors who exit (by way of redemption / switch-out / transfer) within 7 calendar days from the date of investment. Day 1 - 0.0070%, Day 2 - 0.0065%, Day 3 - 0.0060%, Day 4 - 0.0055%, Day 5 - 0.0050%, Day 6 - 0.0045%, Day 7 onwards - 0.0000% The holding period of 7 calendar days, for determination of applicability of exit load, shall be calculated from the value date [i.e., applicable Net Asset Value (NAV) date] of investment and not from the date of transaction. It may be noted that purchase transactions under systematic transactions registered prior to October 20, 2019 (Effective Date), shall also be subject to exit load as above.

Indicative Investment Horizon

5 Years and above

Asset Allocation

Fund's historical return comparison with other asset classes

Fund Performance

Fund's historical return comparison with other asset classes

Investment Amount

Fund	₹ 10890
FD	₹ 10600

Profile

Credit Quality Break Down
Asset Type (Top 5)
Debt Profile
Top 10 Issuers

Credit Quality	Porfolio (%)
SOV	17.70
AAA	78.53
AA	-
A	-
BBB	-
Below BBB	-
D	-

Note: AAA includes A1, A includes A2, BBB includes A3.

	Scheme	Category	% of Change month-on-month
Duration	0.17	0.19	0.7
Maturity	0.18	0.2	0.64
YTM	7.34	7.25	0.03

Other Schemes of the Same Category

HSBC Liquid Fund - Growth

Aditya Birla Sun Life Liquid Fund- Discipline Advantage Plan

BANK OF INDIA Liquid Fund- Regular Plan- Growth

Axis Liquid Fund - Regular Plan - Growth Option

Groww Liquid Fund (formerly known as Indiabulls Liquid Fund) - Regular Plan - Growth Option

DSP Liquidity Fund - Regular Plan - Growth

Invesco India Liquid Fund - Growth

Union Liquid Fund - Growth Option

Canara Robeco Liquid Fund - Regular Plan - Growth Option

PGIM India Liquid Fund - Growth

Performance

Scheme Performance
Yearly Performance
NAV Movement

Scheme Performance (%)

Data as on - 04-07-2025

Yearly Performance (%)

NAV Movement

Investment Returns Calculator

SIP Returns
Lumpsum Returns
Rolling Returns

Installment Amount

Select Frequency

Start Date

End Date

	Amount Invested	Fund Value	Profit	Returns
Fund	120,000	123,916	3,916	7.16
Benchmark	120,000	123,366	3,366	6.19

Amount

Start Date

Select Period

Rolling returns are the annualized returns of the scheme taken for a specified period (rolling returns period) on every day/week/month and taken till the last day of the duration. In this chart we are showing the annualized returns over the rolling returns period on every day from the start date and comparing it with the benchmark. Rolling returns is the best measure of a fund's performance. Trailing returns have a recency bias and point to point returns are specific to the period in consideration. Rolling returns, on the other hand, measures the fund's absolute and relative performance across all timescales, without bias.

Peer Comparison

Scheme Name	Inception Date	1 Year Return %	2 Year Return %	3 Year Return %	5 Year Return %	10 Year Return %
HSBC Liquid Fund - Growth	04-12-2002	8.9	9.24	8.44	6.05	6.03
Aditya Birla Sun Life Liquid Fund- Discipline Advantage Plan	22-06-2009	7.4	7.48	7.18	5.63	6.36
BANK OF INDIA Liquid Fund- Regular Plan- Growth	16-07-2008	7.25	7.29	7.02	5.56	6.23
Axis Liquid Fund - Regular Plan - Growth Option	05-10-2009	7.2	7.26	7.0	5.55	6.27
Groww Liquid Fund (formerly known as Indiabulls Liquid Fund) - Regular Plan - Growth Option	25-10-2011	7.2	7.23	6.86	5.38	6.17
DSP Liquidity Fund - Regular Plan - Growth	20-11-2005	7.19	7.22	6.95	5.51	6.21
Invesco India Liquid Fund - Growth	17-11-2006	7.18	7.23	6.96	5.51	6.22
Union Liquid Fund - Growth Option	15-06-2011	7.18	7.22	6.97	5.53	5.8
Canara Robeco Liquid Fund - Regular Plan - Growth Option	05-07-2008	7.18	7.24	7.0	5.53	6.12
PGIM India Liquid Fund - Growth	05-09-2007	7.17	7.2	6.94	5.51	6.26

Portfolio Analysis

Portfolio as on 31-05-2025

List View
Chart View

Sector Allocation

Sector	Allocation (%)

Portfolio Holdings

Company	Instrument	Credit Rating	Holdings (%)
Treps	Cash & Cash Equivalents	undefined	5.25
91 DTB 28Aug2025	Debt	SOV	2.58
Reliance Retail Ventures Limited	Debt	AAA	2.51
91 DTB 05Jun2025	Debt	SOV	2.28
Titan Company Limited	Debt	AAA	2.28
91 DTB 17Jul2025	Debt	SOV	2.27
Punjab National Bank Limited	Debt	AAA	2.26
Bank of Baroda	Debt	AAA	2.26
91 DTB 21Aug2025	Debt	SOV	2.26
Canara Bank	Debt	AAA	2.25
National Bank for Agriculture & Rural Development	Debt	AAA	2.25
Small Industries Development Bank of India	Debt	AAA	2.25
Small Industries Development Bank of India	Debt	AAA	2.25
Indian Bank	Debt	AAA	2.25
182 DTB 19Jun2025	Debt	SOV	2.05
Bajaj Housing Finance Limited	Debt	AAA	1.81
ONGC Petro Additions Limited	Debt	AAA	1.81
91 DTB 01Aug2025	Debt	SOV	1.6
HDFC Securities Limited	Debt	AAA	1.37
HDFC Securities Limited	Debt	AAA	1.36
Tata Capital Housing Finance Limited	Debt	AAA	1.36
182 DAYS T-BILL 07AUG25	Debt	SOV	1.36
Bank of Baroda	Debt	AAA	1.36
ICICI Home Finance Company Limited	Debt	AAA	1.35
Sikka Ports & Terminals Limited	Debt	AAA	1.35
Punjab National Bank Limited	Debt	AAA	1.35
Punjab National Bank Limited	Debt	AAA	1.35
Bank of Baroda	Debt	AAA	1.35
91 DTB 26Jun2025	Debt	SOV	1.25
Kotak Securities Limited	Debt	AAA	1.14
Union Bank of India	Debt	AAA	1.14
Aditya Birla Capital Limited	Debt	AAA	1.14
Birla Group Holdings Private Limited	Debt	AAA	1.14
Punjab National Bank Limited	Debt	AAA	1.13
Reliance Jio Infocomm Limited	Debt	AAA	1.13
Reliance Jio Infocomm Limited	Debt	AAA	1.13
Kotak Mahindra Bank Limited	Debt	AAA	1.13
Indian Bank	Debt	AAA	1.13
182 DAYS T-BILL 31JUL25	Debt	SOV	0.91
Small Industries Development Bank of India	Debt	AAA	0.91
Network 18 Media & Investments Limited	Debt	AAA	0.91
Reliance Jio Infocomm Limited	Debt	AAA	0.91
APL Apollo Tubes Limited	Debt	AAA	0.91
Tata Capital Housing Finance Limited	Debt	AAA	0.91
364 DAYS T-BILL 31JUL25	Debt	SOV	0.91
Bank of Baroda	Debt	AAA	0.91
ICICI Securities Limited	Debt	AAA	0.9
Motilal Oswal Financial Services Limited	Debt	AAA	0.9
ICICI Securities Limited	Debt	AAA	0.9
Axis Securities Limited	Debt	AAA	0.9
ICICI Securities Limited	Debt	AAA	0.9
Indian Oil Corporation Limited	Debt	AAA	0.9
Motilal Oswal Financial Services Limited	Debt	AAA	0.9
NTPC Limited	Debt	AAA	0.9
Reliance Retail Ventures Limited	Debt	AAA	0.9
National Bank for Agriculture & Rural Development	Debt	AAA	0.9
Bajaj Financial Securities Limited	Debt	AAA	0.8
Network 18 Media & Investments Limited	Debt	AAA	0.68
National Bank for Agriculture & Rural Development	Debt	AAA	0.68
Bajaj Financial Securities Limited	Debt	AAA	0.68
Network 18 Media & Investments Limited	Debt	AAA	0.68
Axis Finance Limited	Debt	AAA	0.68
Julius Baer Capital (India) Private Limited	Debt	AAA	0.68
Axis Securities Limited	Debt	AAA	0.67
SBICAP Securities Limited	Debt	AAA	0.67
Indian Oil Corporation Limited	Debt	AAA	0.57
Bank of Baroda	Debt	AAA	0.57
Tata Consumer Products Limited	Debt	AAA	0.46
Reliance Retail Ventures Limited	Debt	AAA	0.46
HDFC Bank Limited	Debt	AAA	0.46
IndusInd Bank Limited	Debt	AAA	0.46
Bank of Baroda	Debt	AAA	0.46
Canara Bank	Debt	AAA	0.46
Indian Bank	Debt	AAA	0.45
Julius Baer Capital (India) Private Limited	Debt	AAA	0.45
Muthoot Finance Limited	Debt	AAA	0.45
Motilal Oswal Finvest Ltd.	Debt	AAA	0.45
ICICI Securities Limited	Debt	AAA	0.45
Hindustan Petroleum Corporation Limited	Debt	AAA	0.45
Godrej Consumer Products Limited	Debt	AAA	0.45
Godrej Industries Limited	Debt	AAA	0.34
Godrej Industries Limited	Debt	AAA	0.34
Godrej Industries Limited	Debt	AAA	0.34
Godrej Industries Limited	Debt	AAA	0.34
Pilani Investment and Industries Corporation Ltd	Debt	AAA	0.34
Godrej Industries Limited	Debt	AAA	0.34
Godrej Industries Limited	Debt	AAA	0.34
Godrej Industries Limited	Debt	AAA	0.34
Pilani Investment and Industries Corporation Ltd	Debt	AAA	0.34
Godrej Agrovet Limited	Debt	AAA	0.23
Birla Group Holdings Private Limited	Debt	AAA	0.23
Godrej Agrovet Limited	Debt	AAA	0.23
Aditya Birla Housing Finance Limited	Debt	AAA	0.23
HDFC Bank Limited	Debt	AAA	0.23
91 DTB 12Jun2025	Debt	SOV	0.23
CDMDF CLASS A2	MF	undefined	0.2
Net Current Assets (including cash & bank balances)	Cash & Cash Equivalents	undefined	-1.68

Sector Allocation

Portfolio Holdings